What’s your priority?
Knowing what you want from your property investment is essential, as this will have an influence over what kind of property you will want to invest in. For instance, are you interested in a higher monthly return, or are you more interested in a higher level of capital growth? Or somewhere in between? Know what you want to achieve (What's your end game?) Are you looking to create an income, either for now or for your retirement? Or would you like to sell
If you are looking to sell your house in Skelmersdale, you may very well be feeling a little overwhelmed, and who can blame you? It is a huge undertaking, not to mention an incredibly emotional time for you as a homeowner. Many home movers find it extremely difficult to keep their personal feelings separate from their business brain when it comes to selling their home, but that being said, you can successfully sell your home without letting your emotional attachment to the pr
Selling a property can be a very confusing and lengthy process but having a good solicitor or conveyancer will help it to run as smoothly and efficiently as possible. Here is an easy step by step guide to the whole conveyancing process. Find a Conveyancer The conveyancing process formally starts when you’ve accepted an offer on the property. However, it’s recommended that you have a conveyancer in place before accepting an offer so that they can get the process started immedi
If there’s one thing we know about the pandemic AND the property market, it’s that they are nothing without a good old rumour. And the latest rumour is that the suspension of Stamp Duty Land Tax (SDLT, or more commonly known simply as Stamp Duty) is set to be extended beyond its original termination date of the 31st March.
Or, if another rumour is to be believed, SDLT will be scrapped altogether, and replaced by a same-but-different tax, which the government will no doubt cl
Particularly due to the lockdown, some potential buyers telling me they are concerned that house prices in Skelmersdale are going to fall. This concern does rear its head fairly regularly, however it's gathered pace a little due to the current situation we all find ourselves in. The truth is that house prices can and indeed do fluctuate, with periods of growth, periods of stagnation, and periods of falling house prices. And whilst it's tempting to get caught up in worrying ab
I've been asked on a few occasions now for my opinion on what the impact the latest lockdown will have on #Skelmersdale house prices. That's a hard one to answer because any fluctuation in house prices is, more often than not, linked to the general economy, which in turn is linked to the general feeling about employment security and prospects. And to say there are mixed feelings on that subject is an understatement.
On the one hand, we have what happened after the first loc
There’s never been more of a need to look after your credit score. Years ago, banks made “common sense” lending decisions based on your wage slips, and you bank manager interviewing you. Nowadays, and with computers making most of the decisions, if you want to get a mortgage, credit card or loan from the bank then you need to have a healthy credit score. Here are 4 ways to get yours into tip-top shape. Electoral Register: One of the easiest and quickest ways of getting more p
You could cut down on your household bills if you made some tiny changes in order to reduce the amount of gas and electricity you use Here are 4 ways to save energy and money around the house: Control your heating: Don’t heat rooms that aren’t being used. If you turn down your thermostat by just one degree you’ll save, on average, £75 a year. Be kind to your fridge: Dust the coils on the back of your fridge freezer otherwise it’ll need to work harder to cool your food. Line d
A tidy home is a tidy mind. Here are four daily tasks that’ll make a huge difference to your home life: Make the Bed as Soon as You Get Up: This task will take only a few minutes to complete but it’ll give you an instant sense of achievement and lead to a more productive day. Vacuum or Clean the Floor Daily: Buy a cordless vacuum cleaner and as soon as you get in from work then run it over your carpets or flooring quickly- especially if you have pets. Clean Up as You Cook: Cl
The Chancellor of Exchequer Sajid Javid has announced his first budget following the General Election, and it will take place on 11th March. Acknowledging that the property market needs a boost following the lull in confidence caused by the EU referendum, Boris Johnson promised to reform Stamp Duty Land Tax (SDLT), and it remains to be seen if Mr Javid will deliver on this promise. Javid did, however, say his immediate plans included ‘delivering on the Government’s promises o